Open Enrollment 2018-2019

August 15 to September 15

This Benefits Open Enrollment is mandatory! Everyone who is eligible must enroll or opt out in the MyOEBB online system by the deadline of September 15, 2018. If you do not remember your MyOEBB user name and password, click the “I Forgot” button and follow the directions.

Your medical, dental and vision plan enrollments from last year will NOT roll over to the 2018/19 benefit year. Your optional life, ADD and long-term care coverage will roll over.

If you do not enroll in a plan or opt out by the September 15 deadline, you will be enrolled in the default medical plan, Kaiser Medical Plan 3, for yourself only, without vision or dental.

Open Enrollment is your opportunity to:

  • Enroll in medical, vision and dental plans.
  • Add or drop dependents.
  • Opt out of insurance. Must have other group medical coverage to opt out.
  • Enroll or change Health Savings Account (HSA) if enrolling in Moda Evergreen Medical Plan or Kaiser Plan 3 (HSA is optional for both plans).
  • Enroll or change optional life insurance or accidental death and dismemberment (AD&D). NOTE: Special Opportunity for 2018: Get up to $200,000 optional employee life insurance coverage without answering any medical questions.
  • Enroll or change Long-Term Care (LTC) insurance plan.
  • Update personal information.

Note: Open Enrollment for Flexible Spending Accounts (FSA) will occur in November and will be effective January 2019.

Provider networks

Moda medical and vision plans, Delta dental plans, and the VSP vision plan allow use of any licensed provider. Using in-network providers and Moda Medical Home Providers will most likely provide a better benefit at a lower cost.

Willamette Dental Group and Kaiser Permanente both require you to use their facilities and providers to have services covered. If you are currently covered by a different carrier and switching to one of these plans, be aware that you will most likely need to change providers.

Reminder: 12 month waiting period for dental services

If you did not enroll yourself or a dependent in dental coverage when initially eligible, then choose to enroll during an Open Enrollment period, you or your dependent will be considered a “late enrollee” and will be subject to a 12-month waiting period on all dental plans, meaning only diagnostic and preventive care on the dental plans will be covered for the first full 12 months of coverage.

Every effort has been made to report information accurately. However, all information, including the amount of any benefit and employee eligibility for benefits, is subject to and governed by the terms and conditions of the applicable contract, policy or plan document. In all cases where any of the information provided in this guide differs from the amount of benefit actually provided, the terms of the legal documents will control.

Please check your October paycheck to ensure any payroll deductions reflect the enrollment decisions you have made. Notify Benefits immediately if anything appears to be incorrect.