August 15 to September 15
This Benefits Open Enrollment is mandatory! Everyone who is eligible must enroll or opt out in the MyOEBB online system by the deadline of September 15, 2016. If you do not remember your MyOEBB user name and password, click the “I Forgot” button and follow the directions.
Your medical, dental and vision plan enrollments from last year will NOT roll over to the 2016/17 benefit year. Your optional life, ADD and long-term care coverage will roll over.
If you do not enroll in a plan or opt out by the September 15 deadline, you will be enrolled in the default medical plan, Kaiser Medical Plan 3, for yourself only, without vision or dental.
Open Enrollment is your opportunity to:
- Enroll in medical, vision and dental plans.
- Add or drop dependents.
- Choose to participate in Healthy Futures, take your health assessment and record your healthy activities.
- Opt out of insurance. Must have other group medical coverage to opt out.
- Enroll or change Health Savings Account (HSA) if enrolling in Moda Evergreen Medical Plan or Kaiser Plan 3.
- Enroll or change optional life insurance or accidental death and dismemberment (AD&D).
- Enroll or change Long-Term Care (LTC) insurance plan.
- Update personal information.
Note: Open Enrollment for Flexible Spending Accounts (FSA) will occur in November and will be effective January 2017.
You may use the online comparison tool in MyOEBB to help you make informed enrollment choices that best fit your needs. Selections made in the comparison tool will not affect your enrollments. You must exit the comparison tool and complete the entire enrollment process to enroll or make changes.
With Moda Plans, you may use any licensed provider, but will get the best value by using Moda Medical Home providers. Willamette Dental Group and Kaiser Permanente both require you to use their facilities and providers to have services covered. If you are currently covered by a different carrier and switching to one of these plans, be aware that you will need to change providers.
Reminder: 12 month waiting period for dental and vision services
If you do not enroll yourself or a dependent in dental and/or vision coverage when you are first eligible, then choose to enroll during an Open Enrollment period, you or your dependent will be considered a “late enrollee” and will be subject to a 12-month waiting period on all dental and vision plans, meaning only diagnostic and preventive care on the dental plans and routine eye exams on the vision plans will be covered for the first full 12 months of coverage.
Every effort has been made to report information accurately. However, all information, including the amount of any benefit and employee eligibility for benefits, is subject to and governed by the terms and conditions of the applicable contract, policy or plan document. In all cases where any of the information provided in this guide differs from the amount of benefit actually provided, the terms of the legal documents will control.
Please check your October paycheck to ensure any payroll deductions reflect the enrollment decisions you have made. Notify Benefits ASAP if anything appears to be incorrect.