Medical plan options
- Medical and pharmacy plans:
- View a comparison chart of the five plans
- Eligible employees, full-time and part-time:
- Faculty, Classified, Managerial, Academic Professionals, and Confidentials.
- Cost sheets:
- This information is provided to help you calculate your monthly health insurance premium cost: cost sheet for part-time faculty, cost sheet for all other eligible employees
PCC offers five medical plans including two preferred provider organization (PPO) plans, a major medical plan with a high deductible which allows optional participation in a Health Savings Account (HSA), a traditional health maintenance organization (HMO) with no deductible, and an HMO with a high deductible which allows optional participation in a Health Savings Account (HSA). All plans include prescription drug coverage. There is no pre-existing condition waiting period for new employees or eligible dependents, including domestic partners, with the exception of some transplant services. Full-time employees choosing to opt out of medical, dental and vision coverage receive up to $200 opt-out incentive per month. Part-time faculty are not eligible for the opt out incentive; it is prorated for other part-time employees.
New employees who are benefits eligible must enroll in their choice of medical plan or opt out during the first 31 days of benefit eligibility, except for part-time faculty. Part-time faculty who meet the minimum qualifications for eligibility are benefits eligible October 1st each year. If you do not enroll in a medical plan or opt out, you will be automatically enrolled in the PCC default plan (Kaiser Plan 3), self only. Changes to medical insurance elections can be made during Open Enrollment each year. These changes become effective October 1 of each year. If you have a qualified status change, you may enroll or make certain changes mid year. Consult a benefits specialist for details.
More information on the medical plans is available on the medical and prescription comparison charts. Visit the OEBB web site for more detailed information and plan documents. To enroll, please use MyOEBB. This information is effective for the current plan year.