Emergency funds

Loans and grants for struggling students

College students are masters of thrifty solutions: finding free movie nights, shopping around for books, and living off instant noodles. But sometimes, an expense comes up that you can't avoid. That's where these emergency funds come in. These funds keep students in school, preventing them from dropping out due to a short-term financial crisis.

Types of funds:

Panther Pantries

Illustration of an apple

Running low on food? It's hard to study when you're hungry. We have food banks at every campus that can get you through rough times.

Emergency loans

These are interest-free loans that need to be repaid by the 7th Monday of the term (see academic calendar). If you're on financial aid, repayment will be automatically deducted from your disbursement. You can receive one loan per term and two loans per academic year, not to exceed four loans total while enrolled at PCC. Loans are authorized by the Deans of Student Development. For more info, contact eloan-group@pcc.edu. Pay loans back on time – if you don't, you will be disqualified from receiving emergency funds in the future.

Emergency grants

These grants do not need to be repaid. You can receive one grant per term, three per academic year, and six total while enrolled at PCC. Grants are authorized by the ASPCC. The grant application opens on Monday morning the third week of Fall, Winter, and Spring terms. Emergency grants are not available during the summer. For more info, contact egrant-group@pcc.edu.

What emergency funds can cover

Emergency funds are intended to help with short-term financial emergencies, such as:

  • Unexpected medical expenses
  • A threat to your safety
  • Loss of employment
  • Potential utility shut-off
  • Car repairs and transportation issues
  • Housing emergencies
  • Emergency funds cannot be used to buy books or pay charges on your student account: tuition, fees, parking, emergency loans from PCC, etc.
  • Emergency funds are not intended to bridge the gap until financial aid comes in

Who can apply

Funds are limited so in order to qualify, you will need to demonstrate that you have a financial emergency that impacts your ability to succeed at PCC. You must also meet the following eligibility requirements:

  • Be enrolled at least half time at PCC
  • Have earned at least 6 credits total in the 2 most recent terms
  • Not be on academic warning or probation
  • Have repaid previous emergency loans on time
  • Not have any financial holds (check holds in the MyPCC Term-to-term checklist: See when (and if) you can register)
wallet with a dollar

Apply for emergency funds

You can apply as soon as you're registered for classes.
Apply for emergency funds »

After applying, you should receive a notice within 3 business days. If approved, respond to the notice to accept the funds. Grants will not be disbursed until the second Thursday of the term.

Need more help?

Visit Aunt Bertha or 211.org. These are central sources for providing information about help services like safe housing, food programs, health care and job training.