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CCOG for BA 114 archive revision 201704

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Effective Term:
Fall 2017 through Spring 2024
Course Number:
BA 114
Course Title:
Financial Survival
Credit Hours:
1
Lecture Hours:
10
Lecture/Lab Hours:
0
Lab Hours:
0

Course Description

Provides basic information and strategies to empower individuals to make positive decisions about funding their education and establishing control over their financial lives, leading to financial independence and reduced life stress. Introduces: funding college, budgeting, wise use of credit, controlling debt, basic financial planning, effective financial decision making, and avoiding financial mistakes and pitfalls. BA 114 and CG 114 are equivalent. Only one may be taken for credit. Audit available.

Intended Outcomes for the course

 As a result of having participated in this class students will:

  1. Implement a financial plan to pay for college while maximizing resources and minimizing borrowing.
  2. Maintain short, medium and long-term financial goals while adhering to a spending plan.
  3. Make informed financial decisions to avoid unnecessary financial risks and establish a strong credit portfolio.

Course Activities and Design

The course will mix a variety of teaching modalities, including: lectures; PowerPoint presentations; Internet sites; personal student assignments exploring multiple aspects of college-related finances, and post-college finances; student interviews; discussions; case study analyses; and student group projects/assignments/presentations.

Outcome Assessment Strategies

  • Weekly student feedback (written) responding to focused questions/topics,
  • Weekly quizzes,
  • Written reports on key course topics,
  • A final personal presentation demonstrating an understanding of the course content, and a personal financial plan

Course Content (Themes, Concepts, Issues and Skills)

Content themes include:

  • Understanding financial information
  • Financial planning for college and career
  • Written and verbal communication
  • Ethical personal conduct
  • Problem-solving and positive decision-making

Skills include:

  • Ability to locate financial information utilizing the Internet
  • Ability to calculate interest rates and re-payment amounts
  • Ability to evaluate various types of credit, credit costs, and ways to utilize credit advantageously
  • Ability to manage personal credit information and credit rating/scores