How to Enroll or Opt Out of Medical Benefits

Whether you are enrolling in benefits as a new hire, changing benefits during Open Enrollment, or opting out of PCC benefits altogether, you must complete the process by using  MyOEBB.

Choosing a Plan

Selecting the best health plans for you and your family can be challenging. Over time, both your personal circumstances and plan provisions may change. For that reason, you are encouraged to review the current plan offerings and revisit the plan selection decisions you previously made. This section offers some tips and guidance on things that may be important to you.

Step 1) Review your Cost Sheet:

You will pay part of the cost of your care. This may come in various forms, such as:

  • paying part of the premiums
  • paying a copayment at the doctor’s office
  • paying coinsurance – your share of the bill (plan pays X%, patient pays Y%)
  • paying for the full cost of the care until you have met the deductible
  • paying for services when the billed amount is more than the health plan allows

Step 2) Review the medical, vision and dental plans:

Choice: Choice: Each plan offers a choice of  physicians, clinics, hospitals and other providers. If you have strong preferences about providers, make sure the ones you want to use are in the provider network associated with the plan you choose.

Covered Services: Plans differ in  what they cover. Consider which plans are best for the treatments you prefer. If you have other coverage available, you may want to compare the PCC plan with your other plan to determine whether  they duplicate services and, if so, how benefits are coordinated.

Service: Plans and providers offer varied service levels. They are not all equally responsive to patient needs.

Step 3) If you are a new hire, attend a benefits orientation session. If you are enrolling during annual open enrollment, read your Open Enrollment materials.

Step 4) Complete your online enrollment in MyOEBB.

Opting out of PCC insurance

If you have other group medical insurance, you may opt out of PCC insurance. To opt out you must log in to MyOEBB, select opt out, and provide your other coverage information. If you opted out in the past, you must go to MyOEBB each open enrollment to verify that your other insurance information is still valid.

Eligible employees who opt out of medical, dental and vision insurance will receive up to $200 per month (prorated for part-time employees) as an opt out incentive. Part-time faculty are not eligible for the opt out incentive. The opt out incentive is taxable income.

Part-Time Faculty Eligibility Requirements

Part-faculty members who are eligible for benefits  receive Open Enrollment information in early August, and must log on to MyOEBB between August 15thto September 15th each year.

Mid-Year Changes

Outside of Open Enrollment, PCC employees may add or drop insurance for themselves and their dependents only within 31 days of a qualified status change. See Guidelines for Mid-Year Changes.

Special Categories and Situations

To read more click on a category.


Employees who retire from PCC may retain their group coverage on PCC’s health plans, with certain restrictions, until they reach age 65 and become eligible for Medicare.  Retirees pay the full cost of premiums based on the rate for active employees unless they are eligible for a PCC contribution under the applicable labor agreement or PCC policy.  Retirees are not eligible for the health insurance opt out (waiver) incentive.

In general, to continue on a PCC retiree group plan after retirement the employee must be receiving PERS retirement benefits.  For retirees with Kaiser, that coverage will terminate if the retiree permanently moves outside the Northwest Kaiser Service Area. You may switch to Moda at that time.

Domestic Partner Coverage

Domestic partners are currently permitted to participate in nearly all of PCC’s benefit programs. The only restrictions occur in cases where the federal government or state does not recognize domestic partnerships, which typically affects taxability of benefits. You must submit a completed Certificate of Domestic Partnership for your  domestic partner to participate in benefit programs. The  Domestic Partner benefits website provides additional information and a link to the certificate.

Reconstructive Surgery

Please see Reconstructive Surgery Notice.


Check out the Frequently Asked Questions. If they don't appear there, email your questions to HR/benefits. And don't forget to attend an Informational Meeting.