Open Enrollment 2012-2013

Open Enrollment runs from August 15, 2012 to September 15, 2012 at 5pm. Open enrollment elections and changes must be done online in the MyOEBB system.

Effective October 1, 2012, there are several changes to your benefit plans. Please read this entire packet and go into the MyOEBB system to review your information and enrollments, and to make changes as needed. Enrollments, opt outs and changes must be done online in the MyOEBB system by 5pm on September 15th. You may also access the MyOEBB web site through the “My Health Insurance” link on the Employee tab of MyPCC.

Every effort has been made to report information accurately. However, all information, including the amount of any benefit and employee eligibility for benefits, is subject to and governed by the terms and conditions of the applicable contract, policy or plan document. In all cases where any of the information provided in this guide differs from the amount of benefit actually provided, the terms of the legal documents will control. Employees are encouraged to check their October paycheck to ensure any payroll deductions reflect the enrollment decisions you have made. Please notify Benefits ASAP if anything appears to be incorrect.

The Oregon Educators Benefit Board (OEBB) may have mailed material to your home or through email based on which option you chose during last year’s Open Enrollment. Since the OEBB material was printed in mid-July, new employees may not have a mailing from OEBB. Information in the OEBB packet may not be accurate for employees who recently had changes to their employment. Also, you may see references in the OEBB material for plans that are not offered at PCC or are not offered to your employee group. PCC does not offer Health Savings Accounts (HSA’s) Short Term Disability (STD), Optional Long Term Disability (LTD) plan. When you are in the MyOEBB system, you will only see the plans which you are eligible to enroll in as agreed to in the applicable collective bargaining agreement or handbook.

Open Enrollment is also your opportunity to:

Change your plan selection for medical, vision and/or dental.
Add or delete coverage for yourself, your spouse/domestic partner (DP) and/or child(ren).
Update personal information such as address, phone number and dependents coverage if there have been any changes during the plan year.
Employees who opted out last year will need to go in MyOEBB to confirm that the other group coverage from last year is still in place. NOTE: PCC employees must have other group medical coverage to opt out of medical insurance.
Enroll in or change your optional life insurance or accidental death and dismemberment.
Enroll in Long-Term Care insurance (LTC) with UNUM or make changes to your LTC plan.
Change your CNA Long-Term Care insurance elections (current CNA enrollees only). Contact CNA at 1-800-528-4582 to make changes.

Note: Open Enrollment for flexible spending accounts (FSA) will occur in November and will be effective January 2013. Information will be sent to all eligible employees in November.

IMPORTANT REMINDER - Waiting period for dental and vision services: A 12 month waiting period will apply for dental and vision services that are not considered preventive if a previously eligible employee or a previously eligible dependent enrolls in the dental or vision plans during open enrollment. EXCEPT - eligible employees who enroll in the dental or vision plans or adds previously OEBB-eligible dependents to the dental or vision plans due to a loss of other coverage will not be subject to waiting periods.

Please review your insurance options and enroll, opt out, or make changes online by 5pm on September 15, 2012.

Timeline for Open Enrollment

Week of August 6 to 10, 2012: Information on new plans and how to enroll mailed to all employee home addresses.
August 15, 2012: Open Enrollment begins - Everyone must enroll online.
August 21, 2012: Benefits Information meetings from 9 to 11am. Check mailing for locations.
September 6, 2012: Benefits Information meeting from 1 to 3pm. Check mailing for locations.
September 15, 2012: Last day to enroll or make changes by 5pm.