Key Changes This Year
The following information highlights the primary changes. Please reference plan documents for details and other benefits information.
- New ODS Vision Plan 1
We are changing from ODS vision plan 5 with a tiered benefit to ODS vision plan 1, which has a flat $250 per year benefit to spend toward contacts or glasses.
Eye exams are a $10 copayment, then you have $250 to spend toward glasses or contacts. This new vision plan still limits frames for adults to once every 2 years.
- Addition of orthodontia on the Willamette Dental Plan
All Willamette Dental plans offered through OEBB, including PCC’s Willamette Dental Plan 8, will have orthodontia.
- Increase in PCC monthly contribution (aka "Cap")
The College makes a contribution (the “Cap”) toward medical, vision and dental premiums. This Cap is determined by the level of coverage you have for your medical insurance. The following Caps are prorated by FTE for part-time employees. The 2009/10 Caps for full-time employees are:
- Employee only: $540
- Employee plus spouse or domestic partner (DP): $815
- Employee plus child or children: $815
- Employee plus family (includes spouse or domestic partner, and child or children): $975
- Employees enrolling in vision and/or dental insurance only (no medical) get the employee only Cap of $540 regardless of how many dependents they cover on the dental plan.
- Group Life, AD&D and LTD through The Standard
The Oregon Educators Benefit Board is introducing life insurance, AD&D and LTD through The Standard. As of October 1, 2009 the PCC provided life, AD&D and LTD insurance will be provided through The Standard, as will the optional life and AD&D insurance that eligible PCC employees and their dependents may enroll in. More information and plan rates are included in the open enrollment packet. Employees who previously had optional life and/or AD&D insurance through UNUM will need to re-enroll with The Standard.
- Waiting period for dental and vision services may apply
A waiting period will apply for dental and vision services that are not considered preventive if the following is applicable: coverage for previously OEBB-eligible employees or a previously OEBB-eligible dependent enrolling in the dental and/or vision plans during open enrollment will be limited to routine and preventive care for the first 12 months. Eligible employees who enroll in the dental or vision plans, or add previously OEBB-eligible dependents to the dental and vision plan due to a loss of other coverage will not be subject to waiting periods.