Emergency loans

Short-term loans for struggling students

wallet with a dollar

How to apply

You can apply for a loan as soon as you're registered for classes. To apply, contact the Dean of Student Development on your campus.

Repayment: These loans are interest-free. You'll need to repay the loan by the 7th Monday of the term (see academic calendar). On financial aid? Repayment will be automatically deducted from your disbursement.

College students are masters of thrifty solutions: finding free movie nights, shopping around for books, and living off instant noodles. But sometimes, an expense comes up that you can't avoid. That's where these emergency funds come in. These loans keep students in school, preventing them from dropping out due to a short-term financial crisis.

What loans can cover

Here are a few of the ways emergency loans can help:

  • Unexpected medical expenses
  • A threat to your safety
  • Loss of employment
  • Potential utility shut-off
  • Car repairs and other transportation issues
  • Housing or food emergencies
  • Emergency loans cannot be used to pay for tuition or other charges on your student account

Who can apply

Funds are limited so in order to qualify, you will need to demonstrate that you have an emergency that impacts your ability to succeed at PCC. You may receive up to one loan per term, two loans per academic year, and four loans total while enrolled at PCC.  You must also meet the following eligibility requirements:

  • Be enrolled at least half time at PCC
  • Have earned at least 6 credits total in the 2 most recent terms
  • Not be on academic warning or probation
  • Have repaid any previous emergency loans on time
  • Have no financial holds on your account:
    • Check holds in the MyPCC Term-to-term checklist: See when (and if) you can register

How long does it take?

We know you are experiencing an emergency, so the approval process is not lengthy. After submitting the application, you'll be contacted by the Dean of Student Development's office the same or next day.

Loans are granted at the discretion of the Dean of Student Development. The money comes from donors, and many funds have restrictions set by donors.

Need more help?

Visit 211.org. 211.org is the central source for providing information about help services like safe housing, food programs, health care and job training.